Author Archives: smarttoughmom

About smarttoughmom

I am mother of two. I love to play trivia and make the quizzes all the time. I am fan of soap operas. I am very interested in the paranormal activity.

How to Spend Money Wisely


How to Spend Money Wisely

  1.  Create a budget
  2.  Plan your purchases in advance
  3.  Avoid impulse purchases
  4.  Shop alone
  5.  Pay in full and in cash
  6.  Don’t be fooled by marketing
  7.  Wait for sales and discounts
  8.  Do your research
  9.  Take all the costs into account
  10.  Give yourself occasional, inexpensive treats